HKG NYCZK ✓
1,240 USDC247 MS
TYO SGPZK ✓
482 USDT198 MS
LON DXBZK ✓
8,920 USDC312 MS
SYD ICNZK ✓
320 USDC264 MS
Privacy-First Crypto Payments 1,248,397 SHIELDED TX TODAY

Spend Crypto, Stay Invisible.

Use crypto like Apple Pay. Everyday payments, one app — privately, instantly, effortlessly.

ZK Privacy Shield Active
Ethereum Arbitrum Base Solana
Visa & Mastercard Privacy Payments 180+ Countries Crypto Debit Card Zero-Knowledge Self-Custody Stablecoin Settlement OTC Exchange Scan & Pay Change Notes Noir ZK Circuits Multi-Chain Visa & Mastercard Privacy Payments 180+ Countries Crypto Debit Card Zero-Knowledge Self-Custody Stablecoin Settlement OTC Exchange Scan & Pay Change Notes Noir ZK Circuits Multi-Chain
( 01 ) InvisiPay U-Card

Spend crypto like cash.
Everywhere.

Register with InvisiPay and apply for a Visa or Mastercard crypto debit card. Use it at any store, restaurant, or online shop worldwide — your stablecoins settle instantly into local fiat at point of sale.

U-CARD
AVAILABLE
$ 12,847.32
SETTLES IN
< 3s
USDC → local fiat at point of sale
ACCEPTED AT
80M+ merchants
Anywhere Visa & Mastercard work
CUSTODY
100% yours
Keys derived from your wallet, locally

Global Acceptance

Accepted at 80M+ merchants in 180+ countries. Anywhere Visa or Mastercard works, your U-Card works.

Instant Conversion

Pay in local fiat automatically. Your stablecoins convert at point of sale with competitive rates — no manual swaps needed.

Self-Custody

Your keys, your funds. Non-custodial architecture means you always control your assets. No intermediaries, ever.

0M+ Merchants Worldwide
0+ Countries Covered
0+ Fiat Currencies
<3s Settlement Time
( 02 ) Privacy Payments

Pay merchants.
Stay invisible.

When you pay at an InvisiPay merchant, zero-knowledge proofs shield your transaction. No one can trace your payment history, purchase amounts, or vendor relationships — not even on-chain.

ZK-SHIELDED PAYMENT · LIVE TX 0x7f3a · proof 4f9a3b2c · verified
SENDER
You
0x7a8b...3c1d
1,240 USDC
ZK PRIVACY POOL
Privacy Pool
noir-zk · circuit v2.1
RECEIVER
Merchant
0xFc8e...3a02
+ 1,240 USDC
YOUR VIEW real addresses · real amounts · receipt & proof
▒▒▒▒ → privacy pool → ▒▒▒▒  ·  sender · amount · merchant all shielded
( 03 ) InvisiPay App

Pay & receive.
Your way, privately.

Scan to pay any merchant or friend, generate one-time privacy QR codes, manage shielded change notes, and connect your own external wallet — all in one non-custodial app.

9:41
Scan & Pay SHIELDED
Aim at any InvisiPay code
TO 0xFc8e...3a02
AMOUNT 240.00 USDC
PRIVACY ZK-SHIELDED
Confirm & Pay
f1

Scan & Pay

Scan any InvisiPay code or wallet address. Choose public or shielded at checkout — your wallet, your choice.

f2

Private Change Notes

Overpay privately — change stays as a shielded note in-app. Reuse it in future payments or withdraw anytime. No on-chain trace.

f3

Non-Custodial by Design

Connect MetaMask, Ledger, or any external wallet. Your masterKey is derived locally — InvisiPay servers never hold your keys.

( 04 ) OTC Exchange

Fiat in. Crypto out.
Seamlessly.

Buy or sell USDT/USDC with local bank transfer, Alipay, or WeChat Pay. KYC-verified users get up to $20,000/day. Fees are built into the quoted rate — no surprises at checkout.

OTC EXCHANGE · LIVE 1 USDC ≈ 1.0000 USD
YOU PAY
Bank Alipay WeChat Pay
1,000.00 USD
YOU RECEIVE
USDC USDT
998.50 USDC
01 Quote locked · 30s
02 Bank pull confirmed
03 USDC settles to your wallet
Settles in < 90s · No hidden fees
$100
Min per Transaction
$10K
Max per Transaction
$20K
Daily Limit (KYC)
0%
Hidden Fees

Take Control of Your
Financial Privacy.

Apply for your InvisiPay U-Card today.
Start spending crypto invisibly.