For Merchants & Enterprises

Privacy is Your
Competitive Edge.

Protect your commercial secrets, automate reconciliation, and earn yield on idle settlement funds — with InvisiPay's privacy-first payment infrastructure.

( 01 ) The Challenge

Privacy isn't just a right.
It's a commercial edge.

In the digital economy, procurement costs, sales volumes, and vendor relationships are all visible on-chain — turning transparency into a competitive disadvantage.

Alpha Exposure

Competitors analyze your supply chain costs, volume, and profit margins from public on-chain data.

Security Risk

Exposed payment data enables targeted phishing attacks and social engineering on key personnel.

Privacy-Business Gap

Existing privacy tools can't support instant callbacks or automated reconciliation. Privacy assets become isolated islands.

0+ Countries Covered
0+ Fiat Currencies
0% Payment Success Rate
0% Gas Reduction
01

Global On-Ramp Aggregation

Unified API integrating Visa, Mastercard, Apple Pay and 90+ fiat currencies across 180+ countries. One integration, global coverage, 95%+ success rate.

VVisaLive
MMastercardLive
Apple PayLive
GGoogle PaySoon
02

ZK Privacy Payments

ZK-proof powered privacy pool. Addresses and amounts hidden on-chain. Sub-hot-cold three-layer self-custodial architecture — your keys, your funds, always.

Sender
ZK
Privacy Pool
ZK
Receiver
Link severed. Value preserved.
03

Instant ZK Verification

Non-interactive ZK verification (NIZK). Merchants confirm payments instantly while funds remain in the privacy pool — triggering fulfillment without exposing addresses.

Payment sent
ZK proof generated
Merchant verified
Order fulfilled
Funds still in privacy pool
04

Proof Recursion

Compressing 1,000 payment proofs into a single constant-sized verification. Slashing Gas costs by >98%, enabling high-volume commercial settlement at scale.

1,000 proofs → 1 verification
05

Yield-Bearing Settlements

Idle funds in the privacy pool earn 6-8% APY via blue-chip DeFi protocols (Lido, Aave). High-frequency merchants achieve negative fees — the more you transact, the more you earn.

6.8% APY
Lido Aave Compound
( 03 ) Integration Benefits

One integration.
Infinite possibilities.

One API Global Coverage

A single unified API covering 180+ countries and 90+ fiat currencies. No more juggling multiple payment providers or regional integrations.

Automated Reconciliation

ZK-verified instant payment callbacks with automated settlement reconciliation. No manual matching, no delayed confirmations.

Negative Fee Model

Idle settlement funds earn 6-8% APY in the privacy pool. High-volume merchants earn more than they pay in fees — payments that pay you back.

( 04 ) Invisible Connect

No ZK infra required.
We handle everything.

Invisible Connect is the managed service layer on top of Invisible Protocol. You get privacy payments out of the box — no ZK circuit deployment, no key management, no gas wallets needed on your side.

01

Invoice API & Instant Webhooks

Create payment invoices via a simple REST API. Receive instant webhook callbacks the moment a paymentCommitment is confirmed on-chain — no polling, no delays.

POST /v1/invoices
Commitment confirmed on-chain
Webhook pushed instantly
Order fulfilled automatically
02

Smart Settlement Strategies

Configure auto-settlement by schedule, transaction count, or cumulative amount. IC generates batch ZK proofs server-side and sponsors all gas — 100% of funds go directly to your receiving address.

Daily CronLive
#Count TriggerLive
$Amount TriggerLive
Manual TriggerLive
03

Multi-Channel Management

Create independent payment channels under one account — separate online store, POS, subscription, and B2B streams with individual settlement configs and unified reporting dashboard.

N channels → 1 dashboard
( 05 ) Compliance & Trust

Privacy without
compromising compliance.

Invisible Connect operates as a regulated VASP. We handle merchant KYC, AML transaction monitoring, Travel Rule compliance, and sanction screening — so your team doesn't have to.

Merchant KYC

All merchants complete identity verification before onboarding — individual ID or corporate documents with OFAC, UN, and EU sanctions screening included.

AML Monitoring

Continuous behavioral analysis across all channels — automatic detection of large-amount spikes, transaction structuring, dormant account reactivation, and multi-channel anomalies.

Travel Rule Ready

pay_shielded transactions are capped below FATF Travel Rule thresholds by design. pay_public supports VASP-to-VASP information sharing for large transfer compliance.

Ready to make payments
invisible?

Join the merchants building on
the privacy-first payment layer.